Chheda Group

Privacy Policy

This Privacy Policy outlines Chheda Group's approach to data protection and privacy to fulfil its obligations under the applicable laws and regulations and shall be read in conjunction with our Terms and Conditions . This Privacy Policy applies to your data which is processed by us. Our Privacy Policy is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically.

The "Services" include the offering and provision of:

Internet-based information management of Project data or through a software application on a mobile device that was made available by or on behalf of us; and designed to help you the basic information.

In connection with such Services and/or your access and use of the Platform, we will process personal information as a data processor as defined under applicable data protection and privacy laws. This Privacy Policy describes how Chheda Group processes your personal information, including:

We collect information that you provide via forms, applications, surveys or other online fields. There are portions of our online services where we may collect personal information about you for identification purposes, to fulfil your online requests, or where we believe it is reasonably required for ordinary business purposes.

We collect the contact information, such as your name, phone number, postal address, email address and your personal and/or work-related contact information

government-issued identifiers, such as your PAN number, or other similar identifiers as required and permitted by applicable laws and regulations; Professional or employment related information, such as current job ; Geolocation data, to the extent you use one of our mobile apps and/or website/portal and choose to share location data; Internet or other electronic network activity information, in relation to your access and use of the Chheda Group Website/Portal;

We may use information we collected through our online services:

With your consent where required under applicable law, such as in relation to marketing;

if necessary, in relation to the Services or other services or products that we offer or you request, such as when we use your personal information including to:

respond to your questions and requests, provide service support and contact you about updates to our online services;

Provide operational support and development of our businesses including to evaluate customer service;

Conduct research and analytics (for example, regarding the use of our online services), and provide you customized content and communications that we believe may be of interest to you;

Verify/authenticate your identity and/or location in order to allow access to your accounts;

Maintain measures aimed at detecting and preventing fraud and protecting the security of personal information and our online services;

Monitor the performance of our online services, diagnose problems and ensure that our online services function properly, make our online services easier and more convenient to use, and otherwise administer our online services;

Investigate suspected fraud, harassment, or other violations of any law, rule, or regulation, the rules or policies of our online services, or the rights of third parties, or to investigate any suspected conduct which we deem improper;

Comply with laws, regulations, legal processes and law enforcement requirements; and

Otherwise operate our business, or any other purpose that complies with applicable laws and regulations.

For internal training purposes.

For other legitimate interests as listed below; and

To contact you about other services and products we offer (with your prior consent where required by applicable law), ;

We do not sell, rent or trade your personal information; and We do not disclose your personal information, except as described in this Privacy Policy.

Cookies and Similar Technologies

We may also use cookies and similar technologies to collect information about you when you visit our websites or interact with us on-line e.g. via email or other electronic means.

If there are any other products or services that we believe may be of particular interest to you, we will contact you by mail, email, telephone, or any other method of communication you have indicated to us as a channel to contact you including outside standard working hours.

Where required by applicable law, we will request your prior consent before we or our affiliates use your personal information for marketing purposes. If you do not wish us to use or provide to our affiliates Your Information for marketing purposes, you may notify us using the contact details below or as directed in any marketing materials we send to you.

Please note that if you do not wish us or our affiliates to contact you for such purposes, we or our affiliates may need to limit the range of products and services which we or our affiliates will offer to you or we or our affiliates may not be able to open an account for you or continue our relationship with you.

If we have collected personal information with your consent, please note that you have the right to withdraw this consent at any time, subject to applicable law and exemptions thereunder. If you wish to exercise any of your data protection rights or if you consider that we have processed personal information in violation of applicable law, please contact us using the contact details below.

You may be required to supply a valid means of identification as a security precaution to assist us in preventing the unauthorized disclosure of your personal information. We will process your request within the time provided by applicable law. If you consider that we have processed personal information in violation of applicable law and failed to remedy such violation to your reasonable satisfaction, you may also lodge a complaint with a competent data protection authority.

Mobile Applications

When you connect to the Chheda Group Website/Portal using a mobile application, we may request your permission to access certain information, such as your location. These permission-related features are opt-in and you can turn these features off at any time.

Some mobile applications will utilize analytic tools to help us better serve our customers through improved products, services, and revisions to the mobile applications. It may let us know which services and features you are using the most within the application, as well as device type.

Links to Other Websites

This Privacy Policy only applies to the use and disclosure of information in relation to the Chheda Group Website. The Website may contain links to other websites such as Social Media Websites and websites belonging to third parties. The inclusion of a link on the Chheda Group Website or App does not imply endorsement of the linked website or service by us. We are not responsible for the content, security, or privacy practices employed by other websites or links posted on the Chheda Group Website. Information you disclose to other parties through such websites, is subject to the privacy and security practices and policies of those parties or websites. We disclaim all liability with regard to your access to such linked websites. Access to any other websites is at your own discretion and we encourage our users to read the privacy statements of each and every website or online services visited, in order to learn how such third parties may treat your information.

How can you Contact Us?

If you would like to contact us in respect of any element of this Privacy Policy, you can contact us using below mentioned contact details:

CONTACT DETAILS: Chheda Group, 108-111, Goyal Shopping Centre, S.V.Road, Borivali (W). Mumbai - 400092. Email - info(at)chhedagroup(dot)com

Our Client Relations Department can address any privacy related inquiries you may have.

When contacting us, please provide as much detail as possible and desired outcome so that we may properly authenticate you and address your request.

Terms and Condition

Terms and Condition

Chheda Group Legal Documents

IMPORTANT: READ THE FOLLOWING BEFORE TAPPING ACCEPT OR CANCEL. FOR YOU TO ACCESS AND USE THE CHHEDA GROUP WEBSITE THROUGH THE CHHEDA GROUP SOFTWARE APPLICATION THAT YOU HAVE DOWNLOADED TO YOUR DEVICE, YOU MUST HAVE AN EXISTING USER ACCOUNT AND HAVE AGREED TO THE CHHEDA GROUP WEBSITE TERMS AND CONDITIONS THAT GOVERNS THE USE OF THE CHHEDA GROUP WEBSITE. YOU ALSO AGREE TO EACH OF THE TERMS AND CONDITIONS SET FORTH BELOW IN EACH OF (1) THE CHHEDA GROUP MOBILE TERMS AND CONDITIONS AND (2) THE CHHEDA GROUP APPLICATION END USER LICENSE AGREEMENT(S) ATTACHED AS EXHIBITS, BY TAPPING "ACCEPT" AFTER REVIEWING EACH AGREEMENT. BY TAPPING "ACCEPT," YOU ENTER INTO A LEGALLY BINDING CONTRACT WITH CHHEDA GROUP. IF YOU DO NOT AGREE TO EACH OF THE TERMS SET FORTH BELOW IN BOTH AGREEMENTS, YOU MUST TAP "CANCEL".

CHHEDA GROUP Mobile Terms and Conditions and End User License Agreement

PLEASE READ CAREFULLY THE CHHEDA GROUP MOBILE TERMS AND CONDITIONS ("CHHEDA GROUP MOBILE TERMS") AND THE CHHEDA GROUP APPLICATION END USER LICENSE AGREEMENT(S) (EACH, A "LICENSE AGREEMENT"). DO NOT DOWNLOAD OR USE THIS APPLICATION UNLESS YOU OR INDIVIDUAL AND ANY ENTITY THAT YOU REPRESENT AGREE TO EACH OF THE TERMS AND CONDITIONS CONTAINED IN EACH LICENSE AGREEMENT, THE CHHEDA GROUP MOBILE TERMS AND CONDITIONS, AND THE CHHEDA GROUP WEBSITE TERMS AND CONDITIONS THAT GOVERNS THE CHHEDA GROUP WEBSITE. EACH LICENSE AGREEMENT, THE CHHEDA GROUP MOBILE TERMS AND THE CHHEDA GROUP WEBSITE TERMS AND CONDITIONS, TOGETHER WITH ANY TERMS AND CONDITIONS GENERALLY APPLICABLE TO THE ACCOUNTS AND SERVICES ACCESSED THROUGH THE CHHEDA GROUP WEBSITE GOVERN YOUR USE OF THE CHHEDA GROUP WEBSITE APPLICATION TO ACCESS THE CHHEDA GROUP WEBSITE AND YOUR DETAILS.

CHHEDA GROUP MOBILE TERMS AND CONDITIONS

Effective Date: April 2022

The following terms and conditions (the "CHHEDA GROUP Mobile Terms") govern your use of the CHHEDA GROUP App (the "CHHEDA GROUP App") and apply to you and to any other person who accesses or uses the CHHEDA GROUP App after it is downloaded to your mobile device. By downloading or using the CHHEDA GROUP App, you agree that these CHHEDA GROUP Mobile Terms supplement your existing user agreements with Chheda Group. To use the CHHEDA GROUP App, you must be a registered user on the CHHEDA GROUP Website.

As used in these Mobile Terms, the words "you," "your," "yours" mean you, individually, and each other party on whose behalf you may use the CHHEDA GROUP App at any time; and the words "we," "our," and "us" refer to CHHEDA GROUP.

Please note that the CHHEDA GROUP App / Website / Portal or the details in it cannot be and should not be used to purchase or sell properties.

1. Mobile CHHEDA GROUP Account Viewing and Notifications.

By agreeing to these Mobile Terms, you are agreeing to view electronically through theCHHEDA GROUP App, your information. You agree these terms apply to all the details that you provide to CHHEDA GROUP from time to time.

To access the CHHEDA GROUP Mobile App, you must have a mobile device that can connect to the internet, an internet connection, the current version of the CHHEDA GROUP App, and the current compatible mobile operating system for the device on which you use the CHHEDA GROUP App. We do not endorse, and have no responsibility for, any mobile device or telecommunications provider. Access fees by internet service providers may apply.

2. The Following General Requirements Apply to Your Use of the CHHEDA GROUP App.

2.1. You Must Use a Compatible Device. Subject to the applicable License Agreement, you may download the CHHEDA GROUP App to any compatible mobile device using the compatible operating system.

2.2. You May Incur Communications Fees When You Use the CHHEDA GROUP App. We do not charge a fee for using or accessing the CHHEDA GROUP App. However, your wireless service provider (including without limitation any roaming wireless service provider and any wifi hot spots) may levy fees or charges for transmission or receipt of messages and other communications or data usage performed using your equipment on the wireless service provider network, and you are solely responsible for such charges.

2.3. Your Use of the CHHEDA GROUP Application is Subject to the Special Risks of Mobile Technology. You acknowledge that there are security, reliability, data corruption, transmission error, accessibility, availability and related risks associated with use of the mobile technology to access your Account and the services. Viewing your details is secure. You assume all such risks and agree that, to the maximum extent permitted by Applicable Law, we are not responsible for any unauthorized access, systems outages, delays, disruptions in telecommunications services and the internet, errors, data loss, data corruption, inability to use the CHHEDA GROUP App or other problems that may arise in connection with your use of the CHHEDA GROUP App. We make no representation or warranty that you will be able to access your details or the Services through the CHHEDA GROUP App when you want.

2.4. Your Use of Biometrics to Log In. Certain devices with built-in fingerprint or facial recognition systems may allow you to sign in to the CHHEDA GROUP App using your biometric information. By enabling a login using your fingerprint or facial data ("faceprint"), you are allowing anyone who has a fingerprint or faceprint stored on your device to access your details. We do not recommend enabling biometric authentication to access your account if you share your device. Please review the fingerprint(s) and faceprint(s) stored on your device to determine if all should have access to your information on CHHEDA GROUP's App.

2.5. We Can Add and Delete Features and Restrict or Terminate Use of the CHHEDA GROUP App at Our Discretion. We may, from time to time, introduce new features to the CHHEDA GROUP App or modify or delete existing features at our sole discretion. We will notify you of any of these changes to features if we are legally required to do so. By using any new or modified features when they become available, you agree to be bound by the terms and conditions concerning these features. We and any licensors we use to provide the CHHEDA GROUP App or the related services reserve the right to change, supplement, suspend, limit, remove, disable or permanently discontinue your access to or use of, the CHHEDA GROUP App and any services at any time without notice or liability, including without limitation for security or operational reasons.

2.6.Your Use of the CHHEDA GROUP App to Access Your Account and the Services Available Through the CHHEDA GROUP App is Subject to Other Agreements and Disclosures. To use the CHHEDA GROUP App, you must accept the terms and conditions of the CHHEDA GROUP Website Terms and Conditions in addition to these CHHEDA GROUP Mobile Terms. You agree to the CHHEDA GROUP Website Terms and Conditions when you visit on the CHHEDA GROUP Website. To the extent possible, our agreements should be interpreted consistently with each other. However, in the event of a conflict among the CHHEDA GROUP Website Terms and Conditions and the CHHEDA GROUP Mobile Terms, the following order of precedence shall apply: (i) first these CHHEDA GROUP Mobile Terms and (ii) then the CHHEDA GROUP Website Terms and Conditions. Please review those other agreements for critical information regarding your rights and obligations, including without limitation the law that governs the interpretation of these documents, consent to jurisdiction of High Court of Mumbai, liability for use of passwords, limitations of liability, disclaimers of warranty, and indemnification.

3. Our Collection, Use and Disclosure of Information Gathered in Connection with Your Use of the CHHEDA GROUP Mobile App is Subject to Our CHHEDA GROUP PrivacyPolicy. https://www.chhedagroup.com

3.1. Overview Our CHHEDA GROUP Online Privacy Policy describes how we may collect, use and share information you provide when you access or use the CHHEDA GROUP App.

Our CHHEDA GROUP Online Privacy Policy does not cover:

(a) Information you provide to the websites on which we advertise and to which we may link.

(b) Information you provide to Apple, Google, Microsoft, RIM or any other third-party app provider, operating system provider, device manufacturer or wireless service provider, including any biometric information such as your fingerprint or faceprint.

These sites, service providers and other third parties may have their own privacy policies, and we encourage you to read the privacy policies provided by these third parties.

PLEASE NOTE THAT CHHEDA GROUP ONLINE PRIVACY POLICY IS NOT INTENDED TO REPLACE, MODIFY OR EXPAND ANY OTHER PRIVACY NOTICE THAT GOVERNS YOUR RELATIONSHIP WITH CHHEDA GROUP (collectively our "Privacy Notices"). Please see our Privacy Notices for a comprehensive explanation of how we collect, use and share personal information and what you can do to limit the use and sharing of your information.

4. We May Amend These CHHEDA GROUP Mobile Terms.

We may amend these CHHEDA GROUP Mobile Terms from time to time by notice to you, including through email or text message, posting to our website or through the CHHEDA GROUP App. Your continued use of the CHHEDA GROUP App and/or Website/Portal following such notice shall constitute your agreement to the amended CHHEDA GROUP Mobile Terms.

5. Governing Law; Injunctive Relief.

To the maximum extent permitted by Applicable Law, (a) these CHHEDA GROUP Mobile Terms shall be governed by and construed in accordance with the law of the State of Maharashtra applicable to contracts signed and performed within the State; and (b) the exclusive jurisdiction for any action or proceeding arising out of or related to these CHHEDA GROUP Mobile Terms shall be the High Court of Bombay. You hereby irrevocably waive any right you may have under any Applicable Law to a jury trial. You acknowledge that any breach or threatened breach by you of any provision of these CHHEDA GROUP Mobile Terms may cause us irreparable injury and damage and, therefore, that any such breach or threatened breach may be enjoined through injunctive proceedings in addition to any other rights and remedies that may be available to us at law or in equity.

6. Assignment; Waiver.

You may not assign, sublicense, delegate, subcontract or otherwise transfer your rights, duties and obligations under these CHHEDA GROUP Mobile Terms to a third party without our express written consent. Any instrument whereby you purport to make an assignment or other transfer in violation of this provision shall be null and void. Any forbearance or delay on the part of either party hereto in enforcing any provision of these CHHEDA GROUP Mobile Terms or any of its rights hereunder shall not be construed as a waiver of such provision or of a right to enforce same for such occurrence or any future occurrence.

7. Termination.

We may terminate or suspend your ability to use the CHHEDA GROUP App at any time, with or without prior notice. You may terminate your use of the CHHEDA GROUP App at any time by deleting that CHHEDA GROUP App from your mobile device. Notwithstanding termination, these CHHEDA GROUP Mobile Terms shall continue to apply with respect to any act or omission prior to the date of termination.

EXHIBIT A

CHHEDA GROUP APPLICATION END USER LICENSE AGREEMENT WITH RESPECT TO AN IOS / ANDROID / WINDOWS - BASED DEVICE

The Chheda Group Application (the "Licensed Application") is licensed, not sold, to you. As used herein, "you" and "your" shall mean you, individually, and each other party on whose behalf you may use the Licensed Application at any time. If you use the Licensed Application on behalf of another individual or entity, you represent and warrant that you have the authority to enter this legally binding agreement on their behalf. Your license to the Licensed Application is subject to your acceptance of this License Agreement. This License Agreement is concluded between Chheda Group and you only and not with Apple / Google / Microsoft. Pursuant to the App Store / Play Store Terms and Conditions, this License Agreement, AND NOT APPLE'S / GOOGLE'S / MICROSOFT'S LICENSED APPLICATION END USER LICENSE AGREEMENT, applies to the Licensed Application. CHHEDA GROUP is solely responsible for the Licensed Application and reserves all rights in and to the Licensed Application not expressly granted to you under this License Agreement.

1. Scope of License. This license is granted to you for the Licensed Application by Licensor is limited to a non-transferable license to: (a) use the Licensed Application solely to access and use the CHHEDA GROUP Website as authorized by Licensor and for no other purpose; and (b) use the Licensed Application on any iOS / Android / Windows -based device (including Tablet, iPad, iPhone or iPod Touch) that you own or control and as permitted by the Usage Rules set forth in the App Store / Play Store Terms of Services (the "Usage Rules"). This license does not allow you to use the Licensed Application on any iOS / Android / Windows - based device that you do not own or control, and you may not distribute or make the Licensed Application available over a network where it could be used by multiple devices at the same time. You may not rent, lease, lend, sell, redistribute or sublicense the Licensed Application. You may not copy (except as expressly permitted by this License Agreement and the Usage Rules), decompile, reverse engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Licensed Application, any updates, or any part thereof (except as and only to the extent any foregoing restriction is prohibited by applicable law or to the extent as may be permitted by the licensing terms governing use of any open source components included with the Licensed Application). Any attempt to do so is a violation of the rights of Licensor and its licensors. If you breach this restriction, you may be subject to prosecution and damages as well as a loss of the limited rights granted herein.

The terms of this License Agreement will govern any updates and upgrades provided by Licensor that replace and/or supplement the original Licensed Application/Website/Portal, unless any such update or upgrade is accompanied by a separate license in which case the terms of that license will govern.

2. Consent to Use of Data. Licensor may collect, use and share technical data and related information about your device, system and application software, and peripherals as provided in the Privacy Policy.

3. Termination. This License Agreement is effective until terminated by you or Licensor, with or without cause, upon notice; provided, however, your rights under this License Agreement will terminate automatically without notice from Licensor. Upon termination of this License Agreement, you shall cease all use of the Licensed Application/Website/Portal, and destroy all copies, full or partial, of the Licensed Application/Website/Portal.

4. Change to Terms and Conditions. Upon notice to you, Licensor may add, delete or otherwise modify any portion of this License Agreement in whole or in part at any time. Your continued use of the Licensed Application/Website/Portal after receipt of such notice shall represent your acceptance of such terms.

5. Services; Third Party Materials. The Licensed Application/Website/Portal enables access to the Chheda Group Website and may enable access to third party services and web sites (collectively and individually, the "Services"). Use of the Services may require Internet access and that you accept certain terms of use.

Certain Services may display, contain or make available content, data, information, applications or materials from third parties ("Third Party Materials") or provide links to certain third party web sites. By using the Services, you acknowledge and agree that Licensor is not responsible for examining or evaluating the content, accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect of such Third Party Materials or web sites. Licensor does not warrant or endorse and does not assume and will not have any liability or responsibility to you or any other person for any third-party Services, Third Party Materials or web sites, or for any other materials, products, or services of third parties. Third Party Materials and links to other web sites are provided solely as a convenience to you. Financial information displayed by any Services is for general informational purposes only and is not intended to be relied upon as investment advice. Location data provided, if any, by any Services is for basic navigational purposes only and is not intended to be relied upon in situations where precise location information is needed or where erroneous, inaccurate or incomplete location data may lead to death, personal injury, property or environmental damage. Use of real time route guidance is at your sole risk. Location data may not be accurate. Neither Licensor, nor any of its content providers, guarantees the availability, accuracy, completeness, reliability, or timeliness of information or location data displayed by any Services.

The Services contain proprietary content, information and material that is protected by applicable intellectual property and other laws, including copyright. You will not use such proprietary content, information or materials in any way whatsoever except for permitted use of the Services. No portion of the Services may be reproduced in any form or by any means. You may not modify, rent, lease, loan, sell, distribute or create derivative works based on the Services, in any manner, and you shall not exploit the Services in any unauthorized way whatsoever, including by trespass or burdening network capacity. You may not use the Services in any manner to harass, abuse, stalk, threaten, defame or otherwise infringe, misappropriate or violate the rights of any other party, and Licensor is not responsible for any such use by you, or for any harassing, threatening, defamatory, offensive or illegal messages or transmissions that you may receive as a result of using any of the Services.

In addition, third party Services, Third Party Materials and third party web sites that may be accessed from, displayed on or linked to or from the iPad, iPhone or iPod Touch or Any other Device or Computer are not available in all languages or in all countries. Licensor makes no representation that such Services, Materials or web sites are appropriate or available for use in any particular location. To the extent you choose to access such Services, Materials or web sites, you do so at your own initiative and you are responsible for compliance with any applicable laws, including applicable local laws. Licensor, and its licensors, reserve the right to change, suspend, remove, or disable access to any Services, Third Party Materials and third party web sites at any time without notice. In no event will Licensor be liable for the removal of or disabling of access to any such Services, Materials or web sites. Licensor may also impose limits on the use of or access to certain Services, Third Party Materials or third party web sites in any case and without notice or liability.

6. No Maintenance and Support. To the maximum extent permitted by applicable law, Licensor has no obligation to provide maintenance and support for the Licensed Application/website/Portal.

7. NO WARRANTY. USE OF THE LICENSED APPLICATION/WEBSITE/PORTAL IS AT YOUR SOLE RISK AND THAT ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE LICENSED APPLICATION/WEBSITE/PORTAL IS PROVIDED "AS IS" AND "AS AVAILABLE", WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND LICENSOR HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH RESPECT TO THE LICENSED APPLICATION/WEBSITE/PORTAL, EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING THE IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OF FITNESS FOR A PARTICULAR PURPOSE, OF ACCURACY, OF QUIET ENJOYMENT, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS AND/OR ANY IMPLIED OR STATUTORY OBLIGATION TO INDEMNIFY YOU AGAINST ANY THIRD PARTY CLAIMS OF INFRINGEMENT, MISAPPROPRIATION OR VIOLATION OF INTELLECTUAL PROPERTY RIGHTS. LICENSOR DOES NOT WARRANT AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE LICENSED APPLICATION, THAT THE FUNCTIONS CONTAINED IN, OR PERFORMED OR PROVIDED BY, THE LICENSED APPLICATION/WEBSITE/PORTAL WILL MEET YOUR REQUIREMENTS, THAT THE OPERATION OF THE LICENSED APPLICATION WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS IN THE LICENSED APPLICATION WILL BE CORRECTED. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY LICENSOR OR ANY OF ITS AUTHORIZED REPRESENTATIVE SHALL CREATE A WARRANTY. SHOULD THE LICENSED APPLICATION/WEBSITE/PORTAL PROVE DEFECTIVE, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO THE ABOVE EXCLUSION AND LIMITATIONS MAY NOT APPLY TO YOU.

8. LIMITATION OF LIABILITY. TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW, IN NO EVENT SHALL LICENSOR BE LIABLE FOR PERSONAL INJURY, OR ANY DIRECT, INCIDENTAL, SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE LICENSED APPLICATION/WEBSITE/PORTAL, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT OR OTHERWISE) AND EVEN IF LICENSOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Without limiting the foregoing, in no event shall Licensor's total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of Rupees Hundered (Rs.100/-). The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.

9. End Users. The Licensed Application, Website and Portal and related documentation are only for information and no part of it is under any contract as per any law or act.

10. Governing Law; Injunctive Relief. To the maximum extent permitted by Applicable Law: (a) this License Agreement shall be governed by and construed in accordance with the law of the State of Maharashtra applicable to contracts signed and performed within the State; (b) the exclusive jurisdiction for any action or proceeding arising out of or related to this License Agreement shall be High Court of Mumbai; (c) you consent to such jurisdiction and waive any claim of forum non-conveniens; and (d) you agree not to bring any such action or proceeding in any other venue or location. YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE UNDER ANY APPLICABLE LAW TO A JURY TRIAL. You acknowledge that any breach or threatened breach by you of any provision of this License Agreement may cause Licensor irreparable injury and damage and, therefore, that any such breach or threatened breach may be enjoined through injunctive proceedings in addition to any other rights and remedies that may be available to Licensor at law or in equity.

11. Regarding Apple. For avoidance of doubt, this License Agreement is solely between Licensor and you. Apple and its subsidiaries are third party beneficiaries of this License Agreement only and not to the Mobile Terms. Apple has the right (and will be deemed to have accepted the right) to enforce this License Agreement against you as a third party beneficiary thereof. Apple has no obligation to furnish any maintenance or support for the Licensed Application. If the Licensed Application fails to conform to any applicable warranty, you may notify Apple, and Apple will refund to you the purchase price (if any) that you paid directly for the Licensed Application to Apple. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Licensed Application. Apple is not liable for and has no responsibility to address any claims by you or any third party relating to the Licensed Application, your possession and/or use thereof, or the content thereof, including: (a) product liability claims; (b) any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; (c) claims arising under consumer protection or similar legislation; and (d) any claim that the Licensed Application infringes a third party's intellectual property rights.

12. Notice. Any notices or other communications required or permitted to be given or delivered under this License Agreement by Licensor to you shall be provided through the Services, by e-mail, or in writing to the address provided by you, which you are solely responsible for updating as necessary. Any notices or other communications under this License Agreement or regarding the Licensed Application by you to Licensor shall be provided in writing to Chheda Group,109-111, Goyal shopping Arcade, Opp. Railway Station, Borivali(W). Mumbai -400092, Attention: Technology Head, or as otherwise specified in writing. Notices to you which are transmitted electronically (e-mail or phone) shall be effective upon transmission, provided that such notice is properly addressed; all other notices shall be effective upon receipt.

13. Assignment; Waiver. You may not assign, sublicense, delegate, subcontract or otherwise transfer your rights, duties and obligations under this License Agreement to a third party without Licensor's express written consent. Any instrument purporting to make an assignment or other transfer in violation of this provision shall be null and void. Any forbearance or delay on the part of either party hereto in enforcing any provision of this License Agreement or any of its rights hereunder shall not be construed as a waiver of such provision or of a right to enforce same for such occurrence or any future occurrence.

14. Miscellaneous. This License Agreement, including the Mobile Terms, constitutes the entire agreement between Licensor and you with respect to the Licensed Application. Any cause of action with respect to the Licensed Application must be commenced within one year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of this License Agreement, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of this License Agreement, and the remainder of this License Agreement shall continue in full force and effect. The words "including," "include" and "includes" shall each be deemed to be followed by the term "without limitation." The rights and remedies of the parties hereunder are cumulative and are in addition to, and not in lieu of, all rights and remedies available at law and in equity.

The Licensed Application contains open source software or other third party software that are provided subject to certain notices and additional terms and conditions that You agree to comply with, all of which are made part of this Agreement

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